These Terms & Conditions govern your use of KametiBook.
By creating an account or confirming agreement when continuing with Google, you agree to these terms and acknowledge the Privacy Policy.
If you do not agree, do not create an account or continue using the service.
Eligibility
KametiBook is intended for adults aged 18 and over.
You must be legally able to enter into this agreement and use the service in accordance with laws that apply to you.
You must not use another person’s identity or account without authorization.
What KametiBook provides
KametiBook helps organizers and members maintain records and coordinate private kameti groups.
Features may include member management, contribution tracking, payment details, receiver allocation, bidding records, group ledgers, messages, reports, and available notification features.
New file attachments and profile-photo uploads are currently disabled. Payment amounts, payment methods, and notes can still be recorded.
KametiBook is not a bank, lender, investment adviser, payment processor, escrow service, or guarantor.
Money transfers and financial agreements take place between participants outside the app.
The app does not guarantee contributions, payouts, investment returns, recovery of funds, or the conduct of any participant.
Your account
You are responsible for:
- Providing accurate account information.
- Maintaining the confidentiality of your credentials.
- Securing the devices you use to access your account.
- Using only accounts you are authorized to access.
- Contacting support if you suspect unauthorized access.
You must not impersonate another person, create misleading identities, or submit false account information.
Your kameti arrangements
Organizers and members are responsible for understanding and agreeing to their group arrangements.
Before participating, verify the people involved and agree on relevant matters such as:
- Contribution amounts.
- Payment schedules.
- Receiver order or allocation method.
- Bidding rules, where applicable.
- Any group fees or adjustments.
- Procedures for late payments, withdrawal, and disputes.
You remain responsible for your financial commitments, applicable taxes, and compliance with relevant laws.
A recorded payment, receipt, allocation result, or trust score is not a guarantee of identity, creditworthiness, payment, or future performance.
Draws, bidding, and allocation features
Receiver draws and bidding features are tools for recording and coordinating allocation within a group.
You must not use these features to operate gambling, public lotteries, fraudulent investment schemes, unlawful lending, or any other prohibited activity.
You are responsible for determining whether your group’s arrangements are lawful where you and the participants are located.
Accuracy of records
You are responsible for the accuracy of information you enter or approve.
Check payment records, receiver allocations, balances, and reports against original receipts and group agreements.
An entry marked as paid or approved records an action in the app. It does not independently establish that a bank transfer or cash payment occurred.
If you identify an error, use the available correction or dispute process and contact the relevant organizer or participant.
Your content and other people’s information
You retain your rights in content you submit.
You give KametiBook permission to store, process, and display that content as necessary to provide the service.
Only provide information that you are authorized to use and share.
Obtain permission before entering another person’s contact or identity information. Avoid unnecessary identity documents, CNIC numbers, banking details, and other sensitive information in messages, notes, or reports.
New file attachments and profile-photo uploads are currently disabled.
Acceptable use
You must not use KametiBook for:
- Fraud, scams, or misleading financial claims.
- False payment claims, false evidence, or deliberately inaccurate records.
- Harassment, threats, hate speech, or abusive conduct.
- Sexual exploitation or other illegal content.
- Spam or unauthorized promotion.
- Impersonation.
- Unauthorized access to accounts, groups, or systems.
- Attempts to bypass security or access restrictions.
- Providing content that infringes another person’s rights.
- Any activity prohibited by applicable law.
Reporting abuse and disputes
You can report users through the app’s Security Center or contact support by email.
Include enough information to identify the relevant user, group, or incident. Avoid sending passwords, complete identity documents, or unnecessary financial information.
We may review reports, restrict access, or remove content to address abuse, security concerns, or legal obligations.
Submitting a report does not guarantee a particular outcome.
KametiBook does not act as a court, debt collector, or guarantor in disputes between participants.
Privacy and shared records
Our Privacy Policy explains how information is handled.
Group information may be visible to organizers and members according to their roles and app permissions.
When you export or share a report, recipients receive copies outside our control. You are responsible for choosing appropriate recipients.
Service availability and changes
Features may change as the app develops.
We work to maintain the service, but we cannot promise uninterrupted access, error-free records, or availability of every feature at all times.
Notification delivery depends on device permissions and configured services. Do not rely on notifications as your only record of a payment deadline or financial commitment.
Keep copies of important receipts, agreements, and other records that you may need independently of the app.
Responsibility and limitations
To the extent permitted by applicable law, we are not responsible for losses caused by group decisions, member defaults, inaccurate information submitted by users, or events outside our reasonable control.
We do not guarantee the reliability, identity, financial position, or conduct of organizers or members.
Nothing in these terms excludes or limits any right, remedy, or liability that cannot legally be excluded or limited.
Leaving the service and account deletion
You can request deletion through Profile → Security Center or by emailing support.
Instructions are available on the Account Deletion page.
Support verifies ownership and processes requests manually. Submission is not an instant or automatic deletion.
After verification and confirmation, support removes linked personal records and may remove shared conversations and cached reports.
A group you organize passes to an existing active co-organizer or closes if none is available. Group totals without personal details may remain.
Review these consequences before confirming deletion. Requests made under an older deletion policy require renewed confirmation of these consequences.
Deleting an account does not cancel financial obligations between participants.
See the Privacy Policy for manual finalization, the temporary account-ID security lock, and the database recovery period.
Changes to these terms
We may update these terms as the service changes.
The last-updated date identifies the current version. We will communicate material changes before they take effect and request renewed agreement where required.
Contact
For questions, support, or complaints:
KametiBook Email: darpanchelani12@gmail.com